Despite my initial misgivings about the cloud service, I heartily recommend 1Password. I’ve even started using it as my OTP application recently, rather than have a completely separate app for that too.
“What I realized is that — probably for many years — I didn’t actually know my password. I couldn’t have told you what it is. I just relied on my fingers to know it. And since it always worked, I never thought to question it.
And then, one day at random, my fingers failed. And the more I tried to figure it out — trying things that seemed likely — the more I worried I was fuzzing my muscle memory.”